Disability Insurance
An unexpected illness or injury can happen anytime. Our disability insurance plans help replace your income so you can focus on recovery—not your bills. Simple, reliable coverage built for Canadians like you.
Disability Insurance
- Disability Insurance Overview
Life is unpredictable. An unexpected illness or injury can disrupt your ability to work, affecting your financial stability. Disability insurance ensures that you continue to receive a portion of your income during such challenging times, allowing you to focus on recovery without financial stress.
Why Choose Disability Insurance?
Disability insurance is designed to replace a portion of your income if you become disabled and are unable to earn an income.
Whether you're working full-time, part-time, or not at all, disability insurance can help you cover your expenses, replace your income, or pay out-of-pocket costs during periods when you're unable to work.
Stay Protected, Stay Independent
Know you're covered if an illness or injury keeps you from working. Disability insurance gives you steady support when life takes an unexpected turn.
Quick Support
Get fast claim approvals, expert guidance, and real help when you’re unable to earn due to a health issue. We’re here to make things easier when you need it most.
Your health, your income. We offer disability insurance plans that suit your lifestyle—whether you're self-employed, working full-time, or caring for your family.
Choose the coverage that works best for you, and trust us to make it simple, supportive, and dependable.
Features of Our Disability Insurance Plans
Our disability insurance plans are built to give you peace of mind when you can’t work due to illness or injury. With flexible options, steady income protection, and support throughout your recovery, you can focus on healing—not worrying about bills. Whether you need short-term coverage or long-term security, we help you find the plan that fits your life and budget.
- Short-Term Disability Insurance : Provides temporary income replacement for a few weeks to several months, covering situations like recovery from surgery or short-term illnesses.
- Long-Term Disability Insurance : Offers extended income replacement, potentially up to age 65, for serious injuries or chronic illnesses that prevent you from working for an extended period.
Income Replacement
Receive up to 85% of your regular income during the disability period.
Flexible Benefit Periods
Choose coverage durations that suit your needs, from a few months to several years.
Own Occupation Coverage
Benefits are paid if you're unable to perform the duties of your specific occupation.
Rehabilitation Support
Access to programs that assist in your return to work when you're ready.
Who Should Consider Disability Insurance
Disability insurance is essential for:
- Self-Employed Individuals: Without employer-provided benefits, this insurance safeguards your income.
- Professionals and Executives: Protects against income loss due to unforeseen health issues.
- Tradespeople and Manual Workers: Covers income in case of work-related injuries.
- Anyone Without Adequate Employer Coverage: Ensures financial stability during health-related work absences.
Why choose us
Reliable, Caring, Canadian
At Insured By Amninder, we understand how important your income is to your peace of mind. That’s why our disability insurance plans are built around real-life needs.
- Transparent Coverage Options
- Tailored Plans That Fit Your Life
- Compassionate, Ongoing Support
